Need an appraisal for an FHA-backed mortgage? Call C. L. Rogers & AssociatesC. L. Rogers & Associates is TX state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to hire C. L. Rogers & Associates, as we are approved and certified to produce FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is underwritten by them. The FHA does not loan money to borrowers, rather, it provides lenders with safety through mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are designed to benefit low-to-moderate income homebuyers help meet credit expectations if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Purchasers with lesser income or less starting money to use as a down-payment on a financial transaction benefit the most from FHA loan programs. |